Business

Commercial lines for local businesses.

Independent placement for shops, offices, contractors, and professional practices across Nassau and Suffolk — policies matched to how you actually operate.

A red-brick two-story building with white trim and flowering beds

GL, property, BOP — placed for the operation, not a quota.

Coverage that fits the operation

General liability, commercial property, business owners policies (BOP), inland marine, and other commercial lines depending on your trade. We start with what you do, where you do it, and what a claim would actually cost — then shop carriers that write that risk.

A local agent for certificates and claims

Need a certificate of insurance for a landlord or job? A mid-term change after you hire? Call the same office that wrote the policy. No national call-center maze.

Why McLear

Certificates and endorsements handled locally

Industry, location, and approximate revenue or payroll help us start — then we place the risk with carriers who write it.

  • GL, property, BOP, and related commercial lines
  • Certificates and endorsements handled locally
  • Independent — we recommend the fit, not a quota
1990 Agency founded
30+ Years on Long Island
All NY Licensed statewide

Next step

Ready for a business quote?

Describe the operation — a local agent will place the coverage.